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FAQs

Motorcycle Insurance FAQ

We have compiled a list of your most frequently asked questions about motorcycle insurance. If you you are looking for help in reducing the cost of your cover, check out our hints below, or give us a call on 0800 197 7082.

Can I transfer my maximum no claims bonus and keep it protected?

Yes it is possible to protect your no claim bonus.

Can I get a discount if I have any security fittings?

Alarms and immobilisers which are fitted at manufacturing stage are accounted for in the policy and therefore an additional discount is usually not applicable. Additional fittings such as Thatcham approved immobilisers, and other added security systems lessen the risk of the motorcycle being stolen, and can lead to a discount in the insurance premium.

What types of insurance cover are available?

Third Party

  • This is the minimum level of insurance required to ride your motorbike on the road.
  • The policy covers liability for third party damage and costs for injury to third parties.
  • There is no cover for damage to your motorcycle.

Third Party Fire & Theft. As well as the cover provided under TPO, TPFT also includes the following:

  • Damage by fire, lightening or explosion (non terrorist action).
  • Damage either during attempted theft or while it is stolen.
  • Stolen and not recovered.

Comprehensive Cover. As well as the cover provided under TPFT

  • Accidental and malicious damage to the insured vehicle.

Do you insure convicted riders?

Yes we offer very competitive rates to all riders, including drivers with motoring convictions.

What do I do if I need to make a claim?

Most insurers operate 24 hours a day, 365 days a year. More information will be given in your policy booklet.

What am I covered for in the event of a claim that is not covered under my insurance?

We have a fantastic Superbiker package. Click here for more details or call 01928 788388.

When would I be allowed to ride another bike?

Each case is individually rated but generally aged 21+, riding a motorcycle 351+cc and not working in the motor industry (other occupations may also be excluded). Also any riders with major convictions may be excluded.

Would my policy allow me to ride in Europe?

Yes! We are able to offer insurance to cover riding in Europe. Please contact us for more details.

Breakdown cover
FOR ONLY £50!

Comprehensive breakdown cover for your vehicle at very competitive rates...

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