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Bike insurance claims on the increase – UK bike insurance provider

 

Bikers' Personal injury claims on the up
There has been a sharp increase in the amount of personal injury claims made by motorcycle riders since 2005. While increases in traffic over the years have been thought to be the main contributing factor, it seems many other causes play a role as well.

A motorcycle brings with it excitement and speed. Often the 'need for speed' results in careless riding habits. Combine substandard road conditions and a lack of driver awareness and the results can be fatal. Wet conditions, poor visibility, oil spills and debris are also contributing factors, while potholes can cause both motorcyclists and drivers to swerve and lose control. Strong gusts can also blow motorcyclists off balance.

An un-roadworthy motorcycle can be hazardous to both riders and other drivers. Faulty brakes or inadequately inflated tyres are some of the most popular causes of claims. It is therefore essential that basic checks are done on a regular basis to avoid injury.

With so many factors contributing towards the increase in motorcycle insurance claims, the need to submit a future claim cannot be ruled out. Should this occur, it's important that policyholders go about claiming correctly.

Motorcycle insurance: How to claim correctly

Honesty is key to ensuring a hassle free claims process. If your insurer suspects that you have been dishonest and aims to prove this to be true, your claim and policy is in danger of being declared null and void. Always keep your policy number on hand. Also be ready to answer any questions about your accident and obtain the contact details of someone who witnessed the incident, if available.

To find the best motorcycle insurance policy that will benefit you most when you need to claim, submit a motorcycle insurance online quote today.

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