About Us

About Express Insurance

History of Express
Throughout our thirty-plus year history, Express Insurance has used it's extensive experience and insurance knowledge to establish itself as one of the largest independent insurance intermediaries in the country. Express Insurance has grown into one of the most reputable insurance intermediaries in the UK. A feat that was recognised by Kwik-Fit Financial Services based in Glasgow, Scotland, and in June 2007 Kwik-Fit successfully acquired Express Insurance Services Limited.

Following the successful acquisition, Express Insurance continued its rapid growth over the following 3 years and in August 2010 Kwik-Fit Financial Services were successfully purchased by Ageas (UK) Limited.

Express Insurance is a part of Ageas (UK) Limited; a leading provider of award-winning Personal and Commercial lines insurance and Life Protection in the UK. Ageas distributes high quality insurance through a range of channels including brokers, IFAs, intermediaries, affinity partners and online. The company serves around 8 million customers in the UK and has picked up numerous awards for consistent and high-quality customer service.

Ageas (UK) Limited is part of Ageas Group - an international insurance group of significant scale. For more information about Ageas please visit ageas.co.uk

What Express do
Within the Express Insurance call centre, our teams work hard to find you the best quote for your circumstances. They can help with everything from guiding you through the quote process, to excellent ongoing customer care.

There are so many benefits to obtaining an insurance quote from Express! We are always striving to find the best quality insurance policies at the most competitive price. We pride ourselves on providing our customers with the peace of mind that comes with having cover that meets their needs.

Express' hold some fantastic rates for a variety of insurance products including - Motorbike Insurance, Car Insurance, and Van Insurance. We are able to provide our same high level of service to many different insurance needs.

The steady success of Express Insurance has earned us a privileged status with the UK's leading insurers. We enjoy considerable underwriting freedom! This means that as result of these trusting partnerships we are able to offer our customers great value terms, benefits and discounts.

The Financial Services Authority
Express Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA), the independent watchdog that regulates financial services. Our FSA Register number is 311354. Our permitted business is advising, arranging, dealing as an agent and assisting in the administration and performance of general insurance contracts. You can check this on the FSA's Register by visiting their website, www.fsa.gov.uk/register or by phoning them on 0845 606 1234.

The FSA require us to provide this information and you should use it to decide if our services are right for you.

Our Service
When you take out a car, bike or van insurance policy with Express Insurance Services Limited, we'll do our best to save you money - as well as providing you with fantastic cover. We work with over 30 top insurance companies, allowing us to find you our best price

Payment for our Service
A Policy Arrangement Fee of up to £100 applies to new policies. This will be communicated to you at the time of the quotation and will be separated from the premium and any taxes payable. Charges applied for the ongoing administration of your policy will be communicated to you prior to you arranging the policy with us.

What to do if you have a complaint
We aim to provide a high level of customer service at all times. If, however, you are not satisfied, and wish to register a complaint, please contact us:

  • By phone on 0800 197 7089
  • In writing to Express Insurance Services Limited, 1 Masterton Way, Tannochside Business Park, Glasgow, G71 5PU
  • By email to the Customer Relations Department at customerrelations@kfis.co.uk

If we can not settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. Further information about this is available from the FSCS.

The table below displays details about the complaints we have received in the 6 month period between July and December 2012 relating to general insurance;

Number of complaints opened 962
Number of complaints closed 1009
Complaints closed within 8 weeks 100%
Complaints upheld 49%
Complaints per £1m of gross premium income 13

Are we covered by the Financial Services Compensation Scheme (FSCS)?

Your insurer(s) is covered by the Financial Services Compensation Scheme (FSCS) which means that you may be entitled to compensation if they are unable to meet their obligation to you.

Further information about this is available from the Financial Services Authority (www.fsa.gov.uk) or the FSCS.

Address: The FSCS, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.

Tel: 0207 892 7300

E-mail: enquiries@fscs.org.uk